Welcome to do it frugal.

Creative tips and outside-the-box ideas for saving and making money in your personal life.

Category Archives: Saving Money

Here you will find some great creative tips for saving money.

Dec 4, 2014  |   Clever ideas, DIY, Resources, Saving Money  |   No Comments

3 Apps that will help reduce your electric bill

By: Tim Smith

front of houseWe’re seriously tired of paying our electric bill. Yeah, it’s not too bad in the spring when we can have our windows open and give the A/C a break, but at the height of summer and winter? Yikes. In a perfect world, we wouldn’t even get an electric bill because all of the things in our home would run on double rainbows and pumpkin spice lattes. But because we don’t see that happening any time soon, we’d like to share a few of our favorite energy bill shrinking apps that might make you cringe a little less each month.

You could be using 10% more electricity than you need by leaving electronics and other devices plugged in when they’re not in use. It’s true! This app, which is available on both Android and Apple, will calculate how much “phantom energy” you’re wasting and determine how much you could be saving on your electric bills by unplugging devices when they’re not being used.

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Jun 19, 2014  |   Saving Money, Travel  |   No Comments

Frugal Senses: Helping seniors get the most out of their budget

retirement piggy bankWhen there are no regular jobs to fall back upon, how do seniors manage their post-retirement expenses on a limited budget? Well, a lot of these people are taking to second innings of their life with a renewed zest.

Many seniors are taking up second jobs, developing certain smart, frugal senses and enjoying their golden days to the hilt, all but at the same time. Some are even buying recreational vehicles after cutting down other unnecessary costs from their monthly budget. So, how did these aging populations of the country get to do so much with so little?

Actually, the trick lies in their approach to life and the way they are leading it.

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May 8, 2014  |   Cheap stuff, Discounts, Saving Money, Travel  |   1 Comment

Need a taxi? Why not get a Lyft instead?

yellow taxi cabThe internet has changed so many of the things we do in our daily lives that we are barely receptive to it anymore. Everyday some new company comes up with some new concept that incorporates the internet into something that was never done that way before. One of the latest things to come about is crowd-sourced taxis. No longer do you have to call a company or wait outside and hope a cab that isn’t already booked drives by. Now you can just open an app, push a button and know exactly when your ride will arrive. And the best part is, it’s usually cheaper.

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Apr 17, 2014  |   DIY, Saving Money  |   No Comments

How much should you pay for a haircut?

getting a haircutHaircuts are unavoidable. Everyone needs them but no one really wants to pay for them. Go to ten different hair stylists and there’s a good chance you’ll get ten different prices. You probably have a favorite hairstylist that you go to already, but the day after you get your hair done, it never looks quite the same. We all have to learn how to style our own hair to get us through the day. Fortunately, styling your own hair is free. But as I got done cutting my hair last night I realized haircuts are free too, if you’re willing to give it a try.

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Apr 3, 2014  |   Free stuff, Resources, Saving Money  |   No Comments

Stop paying ATM fees NOW with this handy tool!

ATM machine keypadAt some point in our lives we’ve all been victim to ATM robberies. I’m not talking about the guy who waits for you to withdraw your cash, then runs up to you in a black mask and steals it from you, no. I’m talking about the ATMs and banks who think they deserve $2-$6 for the privilege of getting your own money. There are few things I hate paying for more than ATM fees. They are unnecessary, expensive and just plain rude. And if you’re only getting $20, that’s a 10-30% transaction fee. Robbery indeed! So let me tell you about a neat little tool that can help you avoid paying those fees ever again.

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Ever wonder where all your money goes? Those little things called budgets can help you find your missing money and are a great way to help with savings and paying off debts. This website details a quick and easy way (and the same method I use) to track spending and help plan savings. I’ll be discussing this in more detail in the near future, but have a look here to get started.

Mar 13, 2014  |   Cheap stuff, Saving Money  |   No Comments

Are those name brands REALLY worth it?

car audio systemEverybody wants nice things, but buying nice things isn’t always practical or justified. Since I can’t seem to control my hobbies, I have a tendency to get into something new (and probably expensive) on a whim. This has led me to owning a lot of things I don’t often use. Knowing this about myself, I’ve developed a personal philosophy to never buy the brand name items unless I can justify why I actually need them. So I usually start with the cheapest stuff I can find and use it until it breaks, or I can identify myself what the difference is between the lower-priced items and the brand name items without someone else telling me. This has worked out pretty well for me so far and I applied these principles in a recent purchase I made.

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Ever wonder when is the best time to book your airline travel tickets? This Huffington Post article claims to know the secret to this age old question.

Feb 25, 2014  |   Discounts, Saving Money  |   No Comments

Would you like a discount with that?

hand holding US dollarsDiscounts are all around us. Some retailers thrive on “discount pricing” for all of their items, while others would never associate themselves with any sort of discount whatsoever (Apple)(but ask for a student discount anyway). But the fact is discounts are everywhere, sometimes you just can’t see them.

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Feb 4, 2014  |   Discounts, Resources, Saving Money  |   No Comments

How online retailers WANT you to save money

clipping couponsI shop online a lot. No, seriously. There are packages delivered to my house nearly every other day. Nothing can beat the convenience, the time savings, the gas savings and the great prices available online. And lets face it, retailers would rather you shop online too. There’s no fancy storefront to keep up, no cashiers and they are open 24/7. It’s the very reason online stores can deliver the low prices they do. But they tease you to save even more and they are rubbing it right in your face. Are you gonna let them treat you like that?

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