Credit is a wonderful thing. Without it, we would have a really hard time doing many of the everyday things we have grown accustomed to. Even things as simple as grabbing some fast food for lunch are done on credit by most people. And the magical fantasy land that is online shopping would simply be impossible without it. Many important decisions in your life will be based around your credit, and while we strive to make good with the credit companies and keep them happy each month, it’s also important to make sure those credit companies are working for you too!