Credit is a wonderful thing. Without it, we would have a really hard time doing many of the everyday things we have grown accustomed to. Even things as simple as grabbing some fast food for lunch are done on credit by most people. And the magical fantasy land that is online shopping would simply be impossible without it. Many important decisions in your life will be based around your credit, and while we strive to make good with the credit companies and keep them happy each month, it’s also important to make sure those credit companies are working for you too!
I shop online a lot. No, seriously. There are packages delivered to my house nearly every other day. Nothing can beat the convenience, the time savings, the gas savings and the great prices available online. And lets face it, retailers would rather you shop online too. There’s no fancy storefront to keep up, no cashiers and they are open 24/7. It’s the very reason online stores can deliver the low prices they do. But they tease you to save even more and they are rubbing it right in your face. Are you gonna let them treat you like that?
Nobody likes an inbox full of junk mail. In fact, many of us have a second email account just for junk mail so it doesn’t clutter up our personal inbox (you do don’t you?). But sometimes junk mail isn’t so junky. It’s usually where all the restaurant coupons and fun Groupon adventures wind up that you forget about until they expire. But not all junk mail is created equal, in fact, mine just bought me lunch.
With all the technology at our fingertips these days it holds true that you should never have to overpay for anything you buy. Just about everyone and their 10-year-old kids have a smart phone these days, so why not use them for some good. A recent trip to Target made me realize just how little this secret is used.
I’m not a big fan of the stock market but I do enjoy buying goods and reselling them for a profit. This can be done fairly easily with a bit of research and there usually isn’t much risk involved. This 2013 holiday season I enjoyed a nice Christmas bonus compliments of Sony and Microsoft when they released their new PS4 and XBOX One game consoles. By anticipating a large demand I was able to buy low and sell high which is usually how you want to do it. While these opportunities don’t come often, they usually carry big rewards.
If you have trouble saving money, here’s a clever way to challenge yourself this year. Check out the 52 week money challenge posted at Life As You Live It and you could end up with an extra $1400 by the end of the year!
There are few companies I despise more than cable companies. They are virtual monopolies that set artificially high prices that you can either take or leave. Most of us take them because we don’t have a choice, but there are still a few tricks to make sure you’re at least getting fair treatment from the common bait and switch tactics most cable providers use.
I don’t know about you, but much of my holiday shopping occurs on Amazon.com. And the only thing better than saving a lot of time and money by shopping at Amazon is by saving even MORE money by taking advantage of special offers. Right now, Amazon is offering $5 off any $35 purchase until December 15th. Free money I say. All you need to do is share a wish list through Facebook and the credit is instantly applied to your Amazon account.
Black Friday is universally known as the busiest shopping day of the year and with so many retailers clamoring for a piece of the pie it can make your head spin just thinking about how to approach it. Black Friday is also home to some of the best deals money can buy if you’re willing to put up with a bit of nonsense. With yet another holiday season off to a running start I thought I would offer some advice for having a more enjoyable Black Friday shopping experience. So prepare yourself for the worst with these handy tips.